licensed money lender will never ask for submission of documents and validation without you presence physically at their office. And no upfront fee needed until the load is disbursed.

i was looking for a loan to clear my credit card debts, then i went to search on google and came across a website sgcreditgro??.com. I asked for a loan of sgd 25000. Later on, one male namely, Bernard tay replied and told me to send my nric front and back, my company name and bank account number. he also made me sign on a contract he sent via whatsapp.

After providing him the detail, it was agreed that i pay sgd520 monthly once i received the full payment of sgd 25000. However, bernard told me to pay several fees before he could transfer the full amount to my account. after paying him S$8140, he told me to pay another sgd 1500. that was when I realised that I could have been scammed.