Do not respond to loan advertisements!
Anonymous | 16 Jun 2021
Loan Scam
Was contaCted by ray via whatsapp regarding a loan offer. As i was in urgent need of money i started to enquire more and sent my Payslip, Identification details as well as my bank account number.
Was told that my loan for $3000 was approved but his compAny had to do a test loan first. He immediateLy sent me a screenshot oF a transfer of $500 to my account and told me that i had to repay $650 within a week For the test loan. After 1 week i kepT asking for the account number for repaYment but ray Told me to pay $150 first for deferment even though i did not ask for any deferment to the test loan.
A few days later, he gave me another account number and told me that the repayment amount was $650 even though i had already paid $150 before. He mentioned that the initial $150 would be “refunded” to me along with the $3000 loan. That’s when i figured that i had been scammed.
Not wanting to deal with any harassment, I transferred the $650 to that account number and told ray to cancel my initial loan application. I then made a police report. The worst part was that not long later my bank account was frozen by my bank as The initial $500 sent to my account was from someone who had been scammed too. I had To wait almost 2 years for my bank account to be unfrozen by the bank due to the long Investigation process. So much inconvenience all to (but) no thanks to the scammer!
Was told that my loan for $3000 was approved but his compAny had to do a test loan first. He immediateLy sent me a screenshot oF a transfer of $500 to my account and told me that i had to repay $650 within a week For the test loan. After 1 week i kepT asking for the account number for repaYment but ray Told me to pay $150 first for deferment even though i did not ask for any deferment to the test loan.
A few days later, he gave me another account number and told me that the repayment amount was $650 even though i had already paid $150 before. He mentioned that the initial $150 would be “refunded” to me along with the $3000 loan. That’s when i figured that i had been scammed.
Not wanting to deal with any harassment, I transferred the $650 to that account number and told ray to cancel my initial loan application. I then made a police report. The worst part was that not long later my bank account was frozen by my bank as The initial $500 sent to my account was from someone who had been scammed too. I had To wait almost 2 years for my bank account to be unfrozen by the bank due to the long Investigation process. So much inconvenience all to (but) no thanks to the scammer!
