The scammer said that he was from lazada and a hacker got my details and he needed to know my card details to reverse the charges and the otp number was needed to do the reversal. Very convincing and he said that he didn't want me to be charged for the hacker. ( he was the hacker/ scammer ) said he was from customer service and needed to stop the hackers from buying laptops on my account. I asked to talk to his boss and he let me .. I was too careless.

After the phone call, I called the bank cancelled my cards then called Lazada and they confirmed it was a scam.

Looked at my bank account for several days nothing appeared, then on Saturday morning, they started to charge to my account. They’ve done so thinking that I wouldn’t check my account, which was right. I went to the bank immediately and they started an investigation.

The bank said that I wasn't the first person this happened too. The scammer was indian and the charges were from a business in new deli ( binge advisory private new Delhi)

I lost S$20,000.