He offered me a loan and i said how much would the interest be? he said 30K 570x60 monthly u ok? i said what is the qualifications? He said how much your salary? Sent me your IC so that I could check if you are qualified. suddenly your loan is approved. i said i dont need the money yet, he said like that can not ! you just transfer me 500 and after confirmation return me 800 then after 2 hours i will send you the full amount 30K. why do i need to pay you extra 300? that is the policy for first timer. i said i didn't want, what if you send me the amount you want and send you back the same amount. he said no can not. then I decline offer to take the loan from him.